40 Things at 40
I hit my 40s this week, and after much celebration I sat down to write the 40 things I have picked up over the past 40 years. You can call them my rules for life (work in progress).
In no particular order:
1 Lift weights – physical strength is incredibly empowering
2 Everything in life is about compromise
3 Make your partner your most important relationship – when that is right, everything is right
4 All good things come from discomfort
5 A good diet is about practicing the 80/20 rule
6 Ask for help and pay for help – someone else has always done it before, learn from them
7 Never stop learning – your purpose dies when you stop learning
8 The secret to health is to get enough sleep, eat well and exercise regularly
9 True wealth is what you don’t see
10 Never ever judge a book by its cover – people will always surprise you
11 Kindness, always
12 Always keep your debt manageable – debt limits your dreams
13 Never buy a property ‘as an investment’ – only buy the house(s) that is right for you and your family
14 Incentives matter – the wrong incentives can make good people do bad things
15 The line between good and bad gets very blurry when the incentives are wrong
16 The only thing that actually matters is your health and your family
17 Everyone has a vice (or two) – make sure they are manageable
18 Say no to your children, regularly – they will thank you for it
19 Children are capable of understanding far more than we give them credit for
20 Talk openly about money
21 Everyone is weird about money
22 Give your children roots and wings
23 The best way to invest is in low-cost index funds
24 Never tie your self-worth to your net-worth
25 You don’t need that many friends, you just need really good ones
26 The little things are the big things
27 Cherish the little things
28 It’s not worth paying up for expensive wine – very few people know the difference
29 Be optimistic – the world is always getting better
30 When we die, the only thing that will matter is whether we loved deeply and were loved
31 Never hold a grudge – life is far too short
32 Learn to be a good listener
33 Be generous with your time
34 Be generous with your money
35 Nothing can replace hard work, perseverance and consistency
36 Don’t follow your passion – find something you are good at and make it your passion
37 The more expensive stuff you own, the more you worry
38 Expensive stuff won’t make you happy
39 If you can’t control something, don’t focus on it
40 You can’t change the past – move on
Celebrating with my loves.
Georgie
georgie@libertywealth.ky